IT Essay Example | Topics and Well Written Essays - 2250 words

IT - Essay Example Influence based Trust is identified with the advantages that the customer would get legitimately like brisk and improved administrations while Cognition-based administrations identifies with those points of interest that a customer would see and have proof of like decreased expense of exchanges and access to cash without lining and so forth. Together, these two mean the fulfillment a customer would pick up by belittling internet business results of a bank. In this exploration, we in this way ask, what are the significant elements that influence e-banking in UAE? What are the primary buyer mentalities towards e-banking administrations in UAE? What is the viability of e-banking administrations rendered by banks to people and associations in UAE? The exploration looks to mean the load of information on the adequacy of e-banking administrations rendered in UAE and the client mentalities to e-banking administrations in UAE. ... The exploration would give a foundation to the investigation of patterns and matters relating to e-banking. This can empower banks, customers and expected buyers to get a decent comprehension of the response of purchasers to e-banking items and administrations that are offered in the UAE. Writing Review Online banking is the â€Å"process that permits a purchaser to perform banking capacities on the web. Web based banking can be practiced through the web with explicit record data and a customer password† (Sam, 2008: 7). Web based financial alludes to an electronic type of completing customary financial procedures and exchanges through the Internet and different types of PC programming frameworks. This suggests web based banking empowers a buyer to finish a financial action utilizing the web and other related electronic apparatuses like cell phones and other refined PC frameworks. This is additionally alluded to as e-banking, which includes banking did in an electronic organiza tion. In a bank, e-banking a run of the mill e-banking division comprises of gatherings liable for advertising and deals, web exercises, electronic trade, call focus administrations, ATM activities and cell phone bank administrations (Hlupic, 2003: 109). As such, e-banking joins the tasks and exercises of a few related divisions in a bank to guarantee that the customers of the bank get the chance to embrace ordinary financial administrations through electronic methods. This requires the co-activity and joined endeavors of a few units to guarantee that clients get quick consideration about their exchanges, decrease extortion and get a decent comprehension of the web banking

Are Canadian Political Values Becoming Americanized?

Are Canadian Political Values Becoming Americanized? Canada and the United States might be the most extraordinary instance of the little country, enormous neighbor disorder yet when requested to point the fundamental contrasts between the two nations, in excess of 70 individuals from both the sides said that Canada is much the same as a sad remnant of America. Be that as it may, what makes them cause this to jumble contention? On what premise have they concluded that they are the equivalent? Furthermore, then again for what reason wraps up of the 30% feel that they are unique? Conflicting with all the chances, I might want to restrict the way that Canadian Values are turning out to be Americanized by assessing human services, the worldwide culture and the organized commerce understanding between the two nations. Since the mid 90s, the US has been effective in making a security framework for the senior individuals, a clinical assistance for the government assistance beneficiaries which can be called complicated as there was no open subsidizing in the human services place for the remainder of the populace. Canada then again depended on an unavoidably settled in arrangement of adjustment moves from must have not areas to adjust generally government assistance state arrangements, while the US embraced no such methodology. . At the point when required, it is simple for Citizens of Canada to get human services or needs some help from government assistance then it is effectively accessible. The United States have said that they want to have the equivalent. Alongside all inclusive medicinal services, Canadas government assistance framework is particular from the United States. As Bashevkin brought up, Canadas stay even while the United States stay lopsided. Canada is depicted as an official political framework with various dialects and different critical provincial bonds, where authoritative, official and legal force and control lies to a great extent in the hands of the head administrator. This on a level plane concentrated control framework permits Canadian political elites in a larger part government to force their inclinations more promptly than administrators in an evenly decentralized case like the US, where an established partition of forces makes different veto focuses over the three parts of government. In an all the more racially partitioned society with a diffuse congressional system, American presidents are commonly unfit to order the concentrated institutional switches accessible to their Canadian partners. My next contention will state about the unhindered commerce contention between the two nations and its assessment. Since before Confederation, Canadas national character has been characterized partially by its connection boat to the United States. In Canada, this relationship has been described by troublesome strains between adherents to the financial advantages of nearer business relations with the US and the individuals who have expected that organized commerce would Americanize Canada, either actually through joining the association or metaphorically as far as qualities and culture. These contentions have been especially apparent in the course of recent years, as Canada went into the Canada-US Free Trade Agreement in 1988, which was extended six years after the fact to remember Mexico for the North American Free Trade Agreement (NAFTA). Rivals of these understandings contended that they would make positions be lost, wages to decay, imbalance to expand, Canadas national character to be sabotaged, and the ability to fashion particular arrangements to be vitiated. Advocates of organized commerce asserted that it would cultivate gigantic financial advantages and energetically denied that it would prompt the Americanization of Canada. For Canada, globalization is successfully 80 percent Americanization. That figure speaks to the level of Canadian fares that go to the United States. Unmistakably, it is too oversimplified to even think about reducing the unpredictable idea of US impact to exchange relations. Regardless, that rate is a compelling portrayal of the significance of the United States in Canadas outer relations with the world. Undoubtedly, when one considers the social substance of the media to which Canadians are uncovered, the 80 percent figure is presumably moderate. The principle subject of the North American incorporation look into for the Project on Trends is that the results of mainland coordination have not been as considerable as generally accepted. Regardless of a sharp ascent in exchange reliance because of the Free Trade Agreement and developing American predominance of worldwide media, the fringe between the two nations despite everything matters. Truly, some approach instruments have been gi ven up in return for access to bigger markets. Furthermore, pressures for harmonization do exist, and have most likely in-wrinkled. In any case, Canada despite everything holds noteworthy space to move even in the territories of arrangement generally influenced by developing financial incorporation. (Hoberg, G. 350) The following contention is identified with Globalization and Culture. With its remarkable attributes like restricted government, an open society and Internationalism, Canada holds a position somewhere close to France and United States with regards to Cultural Politics. Much the same as India and Nepal, Canada and United States practice International Culture co-activity by drawing in themselves in bipartite and multipartite exercises. Like Kevin V. MULCAHY said that it speaks to a fascinating situation when nations like Canada-United States characterize proclamations like where you sit figures out where you stand. For the United States, culture is judged for the most part to be a sidebar in the range of governmental issues among countries, as social articulation is more regularly viewed as an item than an estimation of character. For Canada, culture is a substantially more focal worry in its reciprocal relations with the United States given this unbalanced relationship. The International exchange understanding has truly influenced the social, political and financial relations between the two nations, to a furthest reaches that is extremely unordinary yet the masterful arrangements of such a responsibility, the work procedure of the social part can plainly raise a discussion on this political subject of Canadian Values turning out to be Americanized. Despite the fact that Canada is delicate about its distinguishing proof and intelligence, there is mindfulness and the social practices ARE given a great deal of significance. The counter contentions: For all intents and purposes, the social relations of these 2 peas in a pod may have their own character in their own dissimilar and heterogeneous ways among power and littler neighbor shared trait, their connecting populace and remembering the geological state of Canada. This may close for some others that Cultural, Rational and Political blend of Canadian Values and Culture stand more in favor of reliance of the United States. As is frequently the situation, where a little country has a major neighbor, geographic propinquity can make ungainly, even troublesome, social relations. (De la Garde, Gilsdorf, and Wechselmann, 1993) None of this is to propose lost Canadian political sway. However, Canada has needed to think about a steady generalization of being the fifty-first American state. In that capacity, expansionism (the social predominance of a more grounded control over another) continues in its post-frontier time: besides, there is a noteworthy inquiry concerning whether political sway can be supported without social autonomy and the corresponding estimation of individual personality. In total, by what means can a particular Canadian personality flourish notwithstanding an authoritative American culture? Proof Canada doesn't have that exceptional point which goes about as a bit of leeway of separating them and giving them an edge over different nations like the United States does. For instance scarcely one percent of the films that Americans watch are outside (Mulcahy,2003). The demeanor and their tremendous social assorted varieties that American Industry has, arouses the reality about the Americanization of Canada. The US has obviously been commanding the Canada Free Trade understanding since the start of this new decade. The competition with the UK and US were preety much the equivalent since the mid nineteenth Century yet after the Second World War there was an unmistakable increment in exchange with the US. The imports were quantifiable yet the imports were significantly more from the US then it was from the UK. The universal war had plainly left a significant effect on the exchange and the financial strategies. The business sectors were crushed as 70% of the imports for Canada originated from the US. In the wake of the Free Trade Agreement, there was a sharp (15 rate point) increment in Canadas reliance on exchange with the US. In 1998, all out fares comprised an amazing 40 percent of GDP, with the US representing 84 percent of that absolute, Or on the other hand 33 percent of GDP. Accordingly, while exchange reliance was very high already, the present degrees of exchange reliance, all inclusive and on the US specifically, are record setting. The Rebuttal Albeit little in populace, Canada is home to two significant phonetic social orders and might be unmistakably situated to intercede a worldwide social point of view that is an option in contrast to the authority of American amusement. A crossover Canadian culture, which is post-pioneer, bi-lingual and multi-social, could fill in as a model for different countries that try to hold their legacy and character without withdrawing into autarchy or reliance. Like Kevin said Unlike Canada, the United States doesn't have such an unmistakable society, which Records for about 22% of its populace. As needs be, Canadian duty to Multiculturalism has needed to oblige both individual rights and aggregate rights. In the U.S., everybody is lawfully equivalent to be American. In Canada, one is ensured the option to be Canadian, just as the option to hold ones ascriptive character. In this sense, Canada has had noteworthy involvement in approaches that secure social assorted variety. Canadian culture doesn't lay as vigorously on American standards of digestion and homogenization; rather, there is settlement and heterogeneity. As a wide speculation, Canada is a social mosaic as opposed to the American blend. Discussing the Free T

12 Careers With Great Entry-Level Positions

12 Careers With Great Entry-Level Positions 12 Careers With Great Entry-Level Positions 12 Careers With Great Entry-Level PositionsWhen you start a new career, you want there to be a decent starting salary and good prospects for future growth. So which career fields can deliver that?Are you graduating from college and looking to start a new career? What if you’re stuck in a career you hate and want to make a change? Either way, you’re probably looking for a solid entry-level position. One that comes with decent starting pay and solid career prospects down the line. The only question now is … which one you should choose?Well, okay, there are a couple more questions than that. But if you’re wondering what kind of careers come with good positions on the ground level, then you’ve come to the right place. We reached out to a whole host of industry professionals and career experts to get their recommendations. Here’s what they had to say 1. ActuaryIf you don’t know what an actuary is, youre not alone. The job primarily consists of using data and statistics to de termine risk and help set insurance premiums. And so long as you don’t have a phobia of test-taking, it can make for a great careerâ€"even at an entry-level!Frank Huang is a consulting actuary with  Merlinos Associates. Here was how he described the day-to-day work life and career prospects for an entry-level actuary:An entry-level actuary’s life is split up into two partsâ€"at work, and outside of work. At work, the entry-level actuary may receive some formal training but most learning is done on-the-job. Senior actuaries will provide the entry-level actuary work, and teach the concepts and skills necessary to complete the work as they go. Almost all of this work will be in front of a computer, likely on Microsoft Excel, Word, Access or some other computational software. This represents probably seven hours out of a traditional eight-hour workday.“The remaining one hour at work is spent in the same way an entry-level actuary’s outside-of-work time will be spentâ€"studying to pass actuarial exams. Employers will pay entry-level actuaries to study for that one hour a day, but the diligent entry-level actuary will spend a few hours every day outside of work also studying. In general, an actuary needs to study around 400 hours to pass a four-hour exam. Exams are usually administered twice a year, so an entry-level actuary will work his/her eight-hour day and then study a few hours outside of the office for roughly eight months out of the year. The average actuary will do this for seven years before completing all the exams.“Although the tunnel is long, the light at the end is a bright one. Per industry salary surveys, a newly credentialed actuary can make between $100,000 and $200,000 in total compensation, while still working relatively stable 40-50 hour work weeks. Salaries also increase significantly over time, as a credentialed actuary with 10-15 years can earn up to $150,000 to $350,000 annually. Because of the excellent compensation and favorable work-life balance, the actuarial profession is consistently ranked  as the top or one of the top careers in the world.”Like many jobs that come with good salaries, a career as an actuary is going to mean buckling down and working hard. If that sounds like something you’re up for, then you should check it out!2. MarketingSo long as companies make products or provide services, they’re going to need employees to market them to other people. It’s a thriving industry with a clear career path and some pretty decent starting salaries. Plus, its pretty ideal if youre looking to make a career change.Here’s what Matt Dodgson, Director at the U.K. company  Market Recruitment  had to say:“Marketing is a great industry in which to jumpstart or make a new change in your career path. I say this for several reasons. Marketing is industry-agnostic. Every company has a product or service that will require marketing in some form. Some examples include consumer research, developing and imp lementing promotions, and PR in general.“There is a clear career trajectory. Marketing has a well-traveled and known development path. Careers tend to start in the project coordinator position, then graduate into a manager position, which finally evolves into a Vice President or even Chief Marketing Officer position. Over the course of 20 years, a person can start out with a salary of $35,000/year and end in CMO/VP position that makes north of $160,000/year.“You dont have to be a recent graduate to start. I have worked with people 10+ years in a different industry break into marketing. For example, I recently worked with someone retiring from the military to find an entry-level marketing job that still offered a comparable and compelling salary. There are so many online courses people can access to help make them more marketable as a viable candidate.”Dodgson also offered a handful of entry-level marketing positions, including social media coordinator, PR coordinator, event ma rketing coordinator.3. CopywriterKetan Kapoor is the Co-Founder and CEO of  Mettl, and HR technology company. He recommended copywriting as a good career that comes with high demand and solid entry-level prospects.“Companies put in a lot of efforts to develop a standalone product, but in the age of marketing influencing purchasing decisions, just the product specifications aren’t sufficient,” he said. “The products need to be promoted through catchy and attractive words that seem to provide instant solutions to the customer’s problems. That’s the role of a copywriter.”“The best part about being a copywriter is that it’s not necessary to have highly specialized and specific skills to be good at words,” he continued. “It comes naturally to you if you are inherently adept in saying effective things with minimal words to make the products stand out. They write client-facing literature like brochures, website taglines, company vision, their brand story, leaflets, an d other printing material.”“As you go on practicing your craft with different clients and companies, you only become better,” he added. “And the icing on the cake? It’s one area hitherto untouched by advancing technologies like AI. AI can still not write effective short copies to represent what a brand stands for.”4. Web designerKapoor also recommended a career in Web Design:“With many organizations, SMBs, and physical stores making swift leaps to be available on the digital space, web designing and maintenance has come to occupy a major share of business investments for companies.“The visual story that a website says goes far beyond what’s visibleâ€"the colors say a lot about industry and market a company is catering to, the easy user interface, and the placement of important click-to-action buttons for greater business revenues. Its all a part of how a website is developed. And that’s why web design promises a rewarding career and a good salary with little effo rts on your partâ€"maybe a certification available either free or at nominal prices which helps you gain a basic understanding of web designing.“Moreover, in later part of your career, you can go on to improve and be proficient in the web designing aspect which, apart from working with organizations, can help you take up some projects independently and earn yourself a handsome paycheck and good working experience.”5. The oil and gas industry.Jason Lavis is a partner webmaster at  drillers.com, a resource and careers site for the oil and gas industry. He made a compelling case for why folks should look to the industry for entry-level opportunities. Here were his three main reasons why oil and gas is a great place to start in a new career:“Firstly, due to the cyclical nature of the industry, when business is going well, there are always worker shortages. This means that securing a position is much easier than in more stable industries. Getting an entry-level oil and gas job is relatively easy.“Second, many of the titans of the energy industry worked their way up from the bottom. Roughly half of the high-level jobs in the industry are held by those with a degree, half are not. This is close to being a meritocracy in comparison to so many careers that have an educational glass ceiling.“Lastly, salaries are really good, even at low-level roles. Workers can be properly rewarded for the hard work that they put in, unlike in apprenticeships or dead-end jobs.”6. LibrariesThis is probably not a career you expected to see on this list. Frankly, neither did we! But when Jeffrey Naftal, Director of Human Resources for  Prince Georges County Memorial Library System  reached out to us with his thoughts on the industry, we couldn’t deny that it sounded promising.“I would argue that working in a library is a great place to start a career,” he said.  â€œOur entry-level circulation positions do not even require a college degree and our entry-level information staff require a simple bachelors degree.  Of course, to be a full librarian (at least in MD) you need a Master of Library Science (MLS), but we have many staff who are content to stay at the entry level for their entire career.”“Aside from solid pay,” he continued, “libraries offer good benefits and a career path on both the circulation and information side as well as non-branch positions in materials management and programming. I highly recommend public libraries for those just starting out on a career.”And now so do we!7. B2B salesAs the way we live and work continues to evolve with the digital times, it might seem like a traditional career as a consumer-facing salesman is becoming obsolete. But when it comes to salesmen who sell from one business to another, the career prospects (not to mention the potential paydays) are far stronger.“Sales in the B2B market is a highly promising career and one with colossal possibilities where you can go on to head the entire sales teams of the organization,” said Kapoor. “Selling, highly conjectured as an art, is truly a science.“If you come to understand the nuances of it and your learning momentum increases with time, you can come to master sales to a T. Sales skills are highly relevant and popular in the industry and you can think of a long-term career in this profile.”8. 3D Printing, robotics, and more.Author and  FabLab Hub  Founder Sarah Boisvert is an expert on the changing nature of work. In a world where machines and computer programs are rapidly overtaking jobs traditionally performed by humans, things are evolving faster than ever.And while these technological advances are rending some old jobs obsolete, they’re also creating entirely new career fields.“New technologies such as 3D Printing, robotics, CAD design,  and AI are offering entry-level jobs in manufacturing which has a desperate need for operators and technicians for these New Collar jobs,” said Boisvert.“Many of these job s don’t require a degree, and paid on-the-job training is available in some industries.  IBM reports that as many as one-third of their manufacturing staff do not have a college degree.Boisvert writes extensively about these issues in her book, The New Collar Workforce.9. Customer serviceIf you’re looking for a career with low barriers to entry, good prospects for advancement, and decent pay, you could also look into becoming a customer service representative. According to Deborah Sweeney, CEO of  MyCorporation.com, these positions make for great entry-level jobs:Its the kind of position that allows you to grow upwards in a business and bring a lot of skills to the table,” she said. “You learn how to interact with all types of individuals, help solve problems, and can educate yourself on the company youre working for and its offerings.10. Software developerKapoor had one last career to recommend, one that comes good pay and sunny prospects for entry-level workers.“There†™s been a massive boom in the number of mobile apps and software applications that makes our lives easier in a few touch and swipes. Tith that, there’s a huge demand for software developers in a lot of industries which also pay well and offer a lucrative career opportunity,” he said.“With a basic degree in engineering and little to no specialization in any industry, you could end up becoming a top-earning software development professional in different dimensions like maintenance, development, research, and testing.”11. Assistant“The best entry-level job for you depends mostly on the career path you are looking to take,”  said HR Consultant Steve Pritchard with  Cuuver.com. “The key is to get a job where you can learn the key skills that will help you eventually land your dream job,”That’s why Pritchard didn’t recommend a specific career field. Instead, he recommended a specific position: assistants.“Assistant positions generally make the best entry-level jobs, ” he said. “This gives you hands-on experience in the area you’re interested in, while continually learning about what it takes to succeed in the profession.He even offered some examples: “An aspiring digital marketer would benefit from a social media assistant role, an aspiring teacher would benefit from becoming a teaching assistant and someone interested in a career in healthcare could apply for a medical assistant role.”“You will learn about how to deal with the admin of the role on a daily basis, and gradually begin to understand what it will take to deal with the more significant responsibilities from your manager, who will provide you with their expertise,” Pritchard continued.“The nature of these positions means you will always have plenty of room for career progression; they also tend to provide respectable starting salaries for those looking to embark on their new career.”12. StartupsThis is another recommendation that speaks less to a specific type of ca reer, and more the kind of environment wherein you choose to work. That having been said, we can’t really argue with the case made by Nina Krol, Outreach Manager at career site  Zety  for why startups a great place to launch a career.“I see startups as a really good start off point for graduates and entry-level job seekers,” she said. “Hiring for a startup looks slightly different than filling the already known job positions. The activities we perform are very often infused with innovative solutions and ideas.She mentioned a few entry level-positons that rely more on an individuals drive and on-the-job learning than on previous work experience: SEO, research, junior IT positions, social media marketing.We like to create job positions that can evolve and change in time to adjust to the pace of a fast-growing company. Therefore we often choose to hire young, talented people, often graduates that bring their fresh ideas, creativity, and enthusiasm into the role.We couldn’t ag ree more! Then again, we’re also a startup, so we might be a little biased: We think we’re a great place to work. And not to brag, but Glassdoor, Inc. Magazine, The Chicago Tribune, and Built In Chicago all agree! For more information, visit our careers page.If you enjoyed this article, check out these other posts and articles from OppLoans:10 College Majors That Will Get You PaidIf You Work One of These 5 Jobs, the Robots Are Coming for YouThe Pros and Cons (and Scams) of Trade School10 Tips to Help You Score That Big PromotionWhat questions do you have about career-related issues?  Let us know! You can find us  on  Facebook  and  Twitter.Visit OppLoans on  YouTube  |  Facebook  |  Twitter  |  LinkedINContributorsSarah Boisvert is the author of  The New Collar Workforce,  a book that reveals the skills manufacturers urgently need for workers to operate and service new technologies such as 3D Printers, robotics, and CAD design.  It also suggests skill-specific alternative train ing programs that emphasize building problem-solving skills and innovative critical thinking.  Sarah has worked in laser micromachining and contract manufacturing for 30 years and has developed a Digital Badge training program for New Collar job skills.  Her company,  FabLab Hub (@FabLabHub), is a part of the international Fab Lab Network of 1600 labs created at the Center for Bits and Atoms at MIT.Matt  Dodgson  is one of the founders of  Market Recruitment (@Marketrec), a UK-based recruiting company focused exclusively on helping B2B and tech companies find marketers for their hard-to-fill roles. When not working,  Matt  loves competing in triathlons (he’s completed 3 Ironmans) and spending time with his wife and two daughters.Frank  Huang  is a consulting actuary at  Merlinos Associates  with 15 years of experience that has spanned insurance carriers, consulting firms, and private companies.   His focus is on helping companies with material property/casualty insurance risks and operations run more efficiently and profitably, through more accurate risk quantification, more optimal and less costly insurance coverage, and tailored predictive analytics solutions. Mr.  Huang  is also one of the leaders of the firm’s workers’ compensation consulting practice.Ketan  Kapoor is the  CEO and co-founder of Mettl, an HR technology company and leading talent measurement firm that enables businesses to make precise people decisions in Talent Recruitment, management,  and training across industry verticals.Nina  Krol is the Community Manager at Zety  (@zety_com),  a startup company and  one of the fastest-growing career advice sites in the World. Nina  helps companies utilize targeted content to increase their online exposure through  content management, marketing strategy,  and community relationship management.Jason  Lavis  worked in sales and marketing for over twenty years, and then switched to entrepreneurship for the last ten. Currently involved in three sm all companies involved in digital marketing for the energy industry, and recruitment training. Partner at  drillers.com (@drillersdotcom), Managing Director of Out of the Box Innovations Ltd. and Marketing Director at Natural Resource Professionals Ltd. Personal strengths include copywriting, marketing strategy, and remote team building.Jeffrey Naftal has spent his career in public service, working for cities, counties,  and non-profits.   A  SHRM Senior Certified Professional, Jeff has experience in all areas of human resources from recruiting to benefits to training to managing HR technology.   He has been with the Prince Georges County Memorial Library System (@PGCMLs) for two and a half years.Steve  Pritchard  is an experienced HR consultant who has worked in HR positions at a number of companies, including the insurance comparison site  Cuuver.com (@cuuver).  Steve  has a strong knowledge of the HR profession, with expertise in recruitment, employee management,  and performanc e analysis, and has provided advice on a number of complex HR issues and topics.Deborah Sweeney (@deborahsweeney) is the CEO of MyCorporation.com (@mycorporation). MyCorporation is a leader in online legal filing services for entrepreneurs and businesses, providing start-up bundles that include corporation and LLC formation, registered agent, DBA, and trademark copyright filing services. MyCorporation does all the work, making the business formation and maintenance quick and painless, so business owners can focus on what they do best.

Education Of A School s Physical Education Program

education in a school system equally. Looking at it from this standpoint, we can say physical education will have meaning when all of these factors are contributed and put together. We have to work together to implement physical education in the schools, but it will all be worth it in the long run (France, 2011, p.51). Staff, as stated from the article written by Huberty, is a big part of a school’s physical education program. Most of the participants and staff from this study believe physical activity is important, but limited because of the amount of homework given, pressure from peers, and the lack of ability to perform at home because of limited equipment. I believe all of these factors are important because this is something very†¦show more content†¦Taking into consideration those factors and learning to differentiate lessons for those students is very important for success and building of a physical education program. The most important part about a physica l education lesson is so each and every student is participating to his or her fullest and best ability, while also learning something. Whether or not a lesson has to be differentiated or adapted, they should all be learning (Ebbeck, 2015, p. 54). Saving the best for last, obesity. According to schools in Texas and Governor Rick Perry, these schools will be participating in physical education to reduce the beginning of diabetes. Since America is considered overweight, they did not think there was a better way to hopefully decrease obesity than to incorporate more physical education in to schools. â€Å"Kindergarten through fifth grade graders are required to exert for thirty minutes during PE or structured recess, which students will begin this fall† (Obesity, 2007, p.1). This also goes along with the taking away of recesses. We should not be taking away things, which benefit our students’ lives. Overall, physical education courses can help a students overall w ell being and health. This is the goal they aim to pursue at these Texas schools. They also are requiring mandatory testing based upon levels of attendance, meal

Summary Of The International Monetary System Finance Essay - Free Essay Example

Sample details Pages: 7 Words: 1957 Downloads: 2 Date added: 2017/06/26 Category Finance Essay Type Analytical essay Did you like this example? The issues with globalization are not new and those issues associated with trade and how to pay for the transferred goods has definitely been around for a while. Currently the International Monetary Fund (IMF) is the organization that has been tasked with stabilizing the international monetary system, which can fluctuate at any time of the day. If the monetary system were allowed to fluctuate on its money countries would find themselves in a difficult situation, which they would have, very little impact on their own. The world has seen a number of different systems over the last 150 years, from the Gold Standard to the systems we have in place today. So far the IMF has been the most successful, but even it has had to make some drastic decisions, like the one in Argentina in 1991 the IMF ruled that it would not bail them out again. The Argentinean Economy was teetering and the IMF ruled that more loans would be futile. Argentinas money was tied to the US dollar, 1 for 1, but the system was failing and the IMF ruled that drastic measures would be needed, before more help could be provided. In the aftermath the economy and stability of the Argentine nation crashed (Blustein, 54). This is a drastic case, but the IMF must provide financial stability, it cannot just provide loans through the World Bank to hold off the inevitable. Before I get into the real mission of the IMF lets first take a look at a few of the international monetary systems that were used in the past. The first adoption of many of the functions of the modern international monetary system can be traced back to the gold standard. The gold standard was the system that was in use from the late 19th until early in 20th century up until just after World War I. The gold standard was based on the free circulation between nations of gold coins of standard specification, mainly based on the gold coins produced by the Royal Mint in England. Under the gold standard system, gold was the only standard of value; in short all currency and trade goods were fixed on the value of gold. The reason the gold standard collapsed was the lack of liquidity; the worlds supply of money in circulation was limited by the worlds supply of gold. The discovery of a new gold field could cause prices to rise. The increase in trade and other problems with the system caused the international gold standard break down in 1914. The gold standard was replaced by the gold bullion standard during the twenties under which nations no longer minted gold coins but backed their currencies with gold bullion and agreed to buy and sell the bullion at a fixed price. Similar issues caused the gold bullion standard system to collapse, and it only lasted about ten years. Gold continued to play an important part in the monetary system with the adoption of the Gold-Exchange System used in the period after World War II, trade was conducted according to the gold-exchange standard. The participating nations fixed the value of their currencies not with respect to gold, but to some foreign currency, which is in turn fixed to and redeemable in gold. Most nations fixed their currencies to the U.S. dollar and retained dollar reserves in the United States, which became known as the key currency country. The decision to go to ultimately go to the Gold-Exchange System was made at the Bretton Woods international conference in 1944. The result of the conference ultimately led to the creation of the International Monetary Fund (IMF). The IMF would be tasked with maintaining a stable exchange rate on a global level (Galbraith, 160). The IMF continues to the present day and the world does not seem to be moving away from its support of the IMF. The IMF has dealt with two key changes in the way the monetary system has been dealt with, both involved US currency. The first led to the Two-Tier System which was occurred during the sixties, as U.S. commitments drew gold reserves from the nation. Thi s caused the dollar to weaken, leading some countries exchange dollars for gold, this led to a drain on U.S. gold reserves. The two-tier system was created in 1968, In the official tier, consisted of central bank gold traders, in this tier the value of gold was set at $35 an ounce, to keep gold reserves stable gold payments to no central bankers were prohibited (Mayer, 1). The second tie was the free-market tier, mainly all nongovernmental gold traders; golds price fluctuated like a normal market, through supply and demand. Gold and the U.S. dollar continued to be the major reserve asset for the worlds central banks. This system did not stop the drain on U.S. gold reserves; in 1971 the United States was forced to abandon gold convertibility. This action left the world without a single, unified international monetary system. This is considered to be the end of the fixed rate system, which evolved from the collapse of the gold standard way back in 1914 (Greider, 251). With the end of the two tiered system, there was a period of high inflation after the United States abandoned gold convertibility. This action forced the IMF to agree (1976) to a system of floating exchange rates, this formally ended the gold standard. The values of various currencies were to be determined by the market. This is something we experience today as we convert currency during international travel; it changes on a regular basis. The US dollar was and is still seen as the key currency, the Japanese yen and the German Deutschmark strengthened and became increasingly important in international financial markets. The introduction of the euro was introduced in financial markets in 1999 as replacement for eleven mainly European currencies (including the Deutschmark). It began circulating in 2002 in 12 EU nations; the euro replaced the European Currency Unit, which had become the second most commonly used currency after the dollar. Today, though in a downward trend, many large companies use the euro rather than the dollar in bond trading (Greider, 24). Now that I have explained the evolution of the monetary system, you might be asking what does the IMF do? The IMF is the worlds central organization for international monetary cooperation and is headquartered in Washington, DC. The organization depends on cooperation of all participating countries in the world to work together to promote the common good of the monetary system. The IMFs primary purpose is to ensure the stability of the international monetary system; which currently is a system of exchange rates and international payments that enables countries (and their citizens) to buy goods and services from each other. This action is essential for sustainable economic growth and to raise the living standards of the worlds population (IMF.COM). The IMF is currently trying to maintain economic stability and to prevent financial crises in the international monetary system. The IMF continuously reviews national, reg ional, and global economic markets for financial developments. It also provides advice to member countries, encouraging them to adopt policies that foster; Economic stability throughout the world Reduced the vulnerability to economic and financial crises Raise living standards The IMF also provides a forum where member countries can discuss the national, regional, and global consequences of their policies. The IMF also makes temporarily financing available to member countries to help them address balance of payments problems; when countries are short of foreign exchange because their payments to other countries exceed their foreign exchange earnings. This is the situation that Argentina found itself in, when the IMF denied them short term loans, like a banker the IMF must ensure they can repay the loan. The IMF also provides technical assistance and training to help countries build the expertise and institutions they need for economic stability and growth (IMF.COM). Obvi ously the as seen in the current recession the IMF cannot avoid every financial crisis, but it can help ensure that money is available to keep it spiraling out of control, much like the Great Depression of the 1930s. As I have stated the IMF is an organization of cooperating member countries. Crucial to the monetary system is the World Bank, they both have similar functions and the actions of each often appear as one, the Bank and the IMF are separate entities. To clear up the confusion it essential that the following differences are noted; The Bank is primarily a development institution. The IMF is a cooperative institution that seeks to maintain an orderly system of payments and receipts between nations. The IMF and the World Bank have and serve different purposes, they each have a distinct structure, funding is from different sources, assists different categories of members, and each have distinct goals(Greider, 75). To further help distinguish the IMF and the Worl d Bank, the bank has one primary goal; it promotes economic and social progress in developing countries. They accomplish this by helping to raise productivity so that their people may live a better and fuller life. This does not happen overnight and is not continuous, the general upward rise in the standard of living around the world since WW II is testament to the success of the World Bank. On the other hand remember the IMF tries to stabilize sudden and unpredictable variations in the monetary exchange values of national currencies. The IMF mainly functions on trust and cooperation, while the World Bank is the investment arm of the monetary system(Greider, 236). To help further define the World Bank it is made up of two organizations: the International Bank for Reconstruction and Development and the International Development Association (IDA). It should be noted to that another organization that has a role to play in the international monetary system is the International Financ e Corporation it provides funding for private enterprises in developing countries. The World Bank is the primary source of funding for countries, to help with the mission of the World Bank it employs an expertise in the following areas: economists, engineers, urban planners, agronomists, statisticians, lawyers, portfolio managers, loan officers, project appraisers, as well as experts in telecommunications, water supply and sewerage, transportation, education, energy, rural development, population and health care (IMF.Com). Since the demise of the fixed exchange rate system in 1971, primarily the flexible exchange rate system has been used to manage the international monetary system. The flex rate system seems to be more adaptable, to handle the constant changing landscape of the global economy. I think the fixed rate system is just too simple to handle the complexities of the modern system. The rate, at which news travels today, can be devastating on slow fixed rate system. The f lexible system also allows for countries to pursue an independent monetary policy, rather than have it set by a key currency such as the US Dollar. So far the flexible exchange rates have been more adaptable and have been able to distribute the burden of adjustment between the foreign economies and the domestic economy. A fixed rate system may be useful in a developing economy such as the previously mentioned Argentine case, but the change in the base currency (US Dollar) caused the devaluation of the Argentine peso. The Argentinean government was not able to recover fast enough to head off the economic collapse; in flexible system they may have been able to take proactive measures to avoid the situation they found themselves in. That is just a theory and it is yet to be seen if the Flexible system is better that the fixed rate system, but I am sure as there already has been changes that will impact the financial system, that will cause it adapt to some other policy. 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Why Leaders Are Born Or Made - 1337 Words

There is a well-known and often asked question of whether leaders are born or made. While the origin of the question is unknown, the answers in response to the question are numerous. The terms leadership and management have become increasingly prevalent in today’s workplace. They are often used in place of each other and in some cases the terms leadership and management are used identically to each other. This has not always been the case. Leadership has a long history that dates as far back as biblical times. According to Bass, â€Å"it is one of the world’s oldest preoccupations† (Bass, 1990). On the other hand, management as it relates to the workplace is a relatively new concept in that it became more visible in organizations around the time of the Industrial Revolution. It was during this time that large scale industrial plants with their high number of employees were in need of people and processes that would make their complex and disorganized orga nizations operate smoothly and more efficiently (Kotter, 1990). As a result, management as it is known today became commonplace. The evolution of management since the Industrial Revolution has undergone many changes. It was the catalyst that brought about changes in the way management was perceived and administered in the workplace (Kotter, 2013). The management needs of organizations since the Industrial Revolution still require regulation, order, and consistency. Many modern day organizations often useShow MoreRelatedWhy Leaders Are Made Rather Than Born: Essay examples1105 Words   |  5 Pagesmyth is that leaders are born -- that there is a genetic factor to leadership...Thats nonsense; in fact, the opposite is true. Leaders are made rather than born. (Bennis). 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Finance Running Head

Question: What would you do if you were Rachael? Answer: In this case, if I was Rachael then I would take action against the misstatement of financial statement. In this case, two of the companys largest customers had gone into liquidation as the companys would not able to recover more than 10% of the debts. This situation was grossly inadequate the current allowance for doubtful debts and it was overstated the account receivable. Inadequate current bed debts and overstatement of accounts receivables has not considered while prepared balance sheet to maintain the quick ratio for the purpose of the loan agreement (Bond, 2009). If I was Rachael then I would not consider the point of Olle Twist (accountant of the business) and focused on provide the accurate information in the balance sheet. I would try to convince of Olle Twist to make appropriate changes in balance sheet to represent the appropriate bad debts and account receivables. I would try to explain of Olle that misstatement of account receivables or inappropriate balance sheet is unethical aspects related to the business because it is duties of an accountant to provide the accurate financial information of the companys stakeholders. I would try to convince of Olle to make sufficient change in the balance sheet and if it didnt agreed of it then I would inform directors of the company about this misstatement of balance sheet (Pollock, 2013). I would communicate with the companys directors and inform them about the misstatement of account receivables and inadequate current bad debts as well as tell them about the Olle Twist (accountant) unethical behavior (Jones, Parker and Ten Bos, 2005). References Bond, T. (2009) Standards and Ethics for Counselling in Action. UK: SAGE. Jones, C., Parker, M and Ten Bos, R (2005) For Business Ethics: A Critical Approach. London: Routledge. Pollock, J. (2013) Ethical Dilemmas and Decisions in Criminal Justice (8th ed.). USA: Cengage Learning.

Malcolm X Essays (1413 words) - African-American Muslims

Malcolm X Malcolm X, a civil rights leader in the 1960's believed that blacks and whites should be segregated. He also believed that white man was evil and were trying to brainwash all blacks and that Martin Luther King's "non-violent protests" weren't working and that violence was needed for change. Malcolm X's life was a life with a lot of conflict and violence in it. Malcolm X was born under the name of Malcolm Little in Omaha, Nebraska in 1925. His father was a baptist minister and an outspoken follower of Marcus Garvey, the black nationalist leader of the 1920s who preached that all blacks should leave the US and go back to Africa. While Malcolm's father was away and Malcolm's mother was pregnant with Malcolm, a group of KKK members came to their house and told Mrs. Little to send out her husband. She came out of the house and stood where all the KKK could see that she was pregnant and told them that Mr. Little was in Milwaukee preaching. The KKK, disappointed, shouted threats and told them to leave town. After this they broke every window in the Little's home and left. When Mr. Little came home and heard what happened, he decided to move as soon a Malcolm was born to Lansing, Michigan. Here was where Malcolm's father died at the hand of the Black Legion (X 4-! 13). After Malcolm's father's death, his mother who had to take care of eight children and endure threats from the KKK, suffered a nervous breakdown. As a result, Malcolm and his siblings were taken by the welfare department. Malcolm was later enrolled in a reform school and did very well grade wise. He was the best student in his class and wanted to become a lawyer. When the school heads heard about this, they sent a person to talk to Malcolm. This person told and convinced Malcolm that he was black and that he could never become a lawyer because of it. As a result, he dropped out of after the eighth grade and moved to Boston, Massachusetts where he worked several different jobs. Soon, Malcolm became associated in a gang and sold and used drugs, and was involved in many other criminal activities. His gang "career" ended when he got into some trouble due to a bet with the gang leader. Since the gang wanted Malcolm killed, Malcolm hid for a while. Soon, Malcolm decid! ed to rob a house which he heard had a lot of valuables in it. Soon one night, he robbed the house, but was caught later. Malcolm was charged with burglary and sent to prison for a maximum of eight years of which he served six. This was a turning point in Malcolm's life. While in prison, Malcolm educated himself and became interested in the teachings of Elijah Muhammad. Malcolm spent his time in jail educating himself and learning more about the Nation of Islam (later known as the Black Muslims). Their belief, which was contrary to Martin Luther King Jr.'s, mainly to was to segregated whites and blacks. The Nation of Islam wanted to establish a separate Afro-American homeland in the U.S. and believed that the white person is "the Devil" who wanted to enslave all non-whites. The Nation of Islam also strictly followed the Islamic belief. When Malcolm was released from prison after in 1952, he joined a temple in Detroit, and took the name Malcolm X. He took the name X because his present last name was the last name of the slave master who freed their slave and since the slave didn't know who their ancestors were, and therefore didn't know their real last name, they often took up the last name of their master. Many Muslims kept the name "X" because in math, "X" is represented as an unknown variable like their real last name. A person was to keep the name "X" until God himself gave them a "holy name"(Encarta 2). Soon after his release from jail, Malcolm worked for his oldest brother who managed a furniture store. While working, he also gave many speeches, and went "fishing"(fishing is when someone stands out on a sidewalk and hand

The Impact of Energy Costs on the Aggregate Supply essays

The Impact of Energy Costs on the Aggregate Supply essays 1. An increase in aggregate demand, at a level of supply that remains the same, generally gives way to an increase in price. The reason for this is simple, both from a psychological and economic perspective. Indeed, an increase in aggregate demand means that the volume of goods and services being bought by consumers in a certain economy increases. This means that suppliers of goods and services will be tempted to raise prices, because they are sure that there will be a constant demand for their goods and services, even at the higher prices practiced due to the increase in aggregate demand. Additionally, the new equilibrium price that is thus formed will be at a higher level, because the aggregate demand curve has suffered a translation to the right along the aggregate supply curve, thus to a new level of quantity supplied (as previously pointed out in the volume of goods and services provided) and higher price. A higher price will mean inflation, so, we can underline the fact that an increase in aggregate demand will lead to an increase in the price level and a higher inflation due to this. An increase in aggregate supply means that the volume of goods and services provided on the market is higher and, thus, that, at a constant level of customer demand, there are more goods and services sold on the market. Due to an excess in production, the prices will fall, graphically shown in a move to the left of the aggregate supply curve along the aggregate demand curve. This will mark a recession of the economy, because producers will be forced to sell at a lower price than usual, due to an increase of aggregate supply of their products at the same demand level. Selling at lower prices will mean that producers will need to adjust their costs to match the falling prices and reduce their workforce as well. 2. The relationship between government purchases, net taxes, the Marginal Propensity to Consume and the countrys G...

An article on the Consitution of The US Essay Example | Topics and Well Written Essays - 1500 words

An article on the Consitution of The US - Essay Example ted States are entitled within restraint of the law and are still in use today as much as they had ever been, with the first ten articles being known as the Bill of Rights. Although every state had something to gain from the signing of the Constitution, it was Pennsylvania that had much to strive for by the new laws written in the document, such as more freedom and more rights that they could benefit from, as well as having the honor of being the location decided upon for the convention to take place. When it comes to politics, many people find it hard to become excited, yet by becoming the home of such an important event and document, the people of Pennsylvania quickly felt like they were truly Americans. Of the thirty-nine delegates to sign the Constitution, eight of them came from and represented Pennsylvania: Benjamin Franklin, Thomas Mifflin, Robert Morris, George Clymer, Thomas Fitzsimons, Jered Ingersoll, James Wilson, and Gouverneur Morris (Webster, 2010). All of these Pennsylvanian men are also considered to be among the Founding Fathers of the United States as they were behind some of the more drastic changes that the nation has ever seen, including the signing of the documents that would change the laws and freedoms in which a United States citizen was entitled to, as well as presidencies and highly looked upon government careers. All of these men had strong political backgrounds and experiences with working for law-driven changes, which gave them the knowledge that they needed to adopt the laws and articles in the Constitution. As political figures, they knew what citizens required to live free, fulfilling lives, as well as what legal issues needed to be addressed, such as what rights citizens were entitled to and what rights needed to be altered in accordance to the demands of the citizens and the needs of the time, like gun laws and criminal rights laws. It had been readily agreed upon that the people that should be in charge of creating such laws

CROSS CULTURAL NEGOTIATION MGT Essay Example | Topics and Well Written Essays - 2000 words

CROSS CULTURAL NEGOTIATION MGT - Essay Example Against this backdrop, common understanding is not only limited to what the members achieve or share in common but what they can be as a single entity (Spoelstra and Pienaar, 1999). Exchanging information through communication is an integral part of the negotiation process and this information is generated through different methods. The nature of methods used in exchanging information in the negotiation process depends on the relationship of the negotiating parties where in some cases this relationship can be terminated where consensus is not reached or prolonged when it has been reached (Reardon, 2004). In order to test the concept of negotiation, simulations that were conducted between week seven and eleven focused on three main areas highlighted below. The Him and Her Australia (HHA) is one of the key focus area. HHA is regarded as an upmarket store specialising in retailing fashion clothes in Australia and is comprised of a prestigious network of about 80 chain stores. The company worked together with another Italian designer shop where the young crop designers from Sydney have managed to add some flavour and HHA has emerged as a force to reckon with as this has greatly contributed to its success. HHA has also underscored to collaborate with Beijing Fashion Manufacturing (BFM) where the companies have seen a reduction of production costs which in turn has lowered the prices while at the same time increasing the profit margins. In order to investigate if a common ground can be reached between HHA and BFM to establish a platform where they can share similar agreement in the process of manufacturing clothes for summer clothes for the 2009 and 2010 seasons, a simulated e-mail negotiation was conducted between HHA and BFM. The participants mainly comprising students were grouped into eight different categories and the groups were split into two parts where the other group represented

E-Business Essay Example for Free

E-Business Essay Supply chain management is a battery of procedures that involve planning, executing and organizing the operations of a supply chain (Haag et al. , 2006). Such cluster of procedures covers all activities of the GAP, including management of raw materials, inventory and final products at both the point-of-origin and point-of-consumption. Supply chain management requires the modification of management from a direct individual-based level of performance to an indirect marketing or integration of operations as key processes in the supply chain. One simple example involves the placement of purchase orders by the purchasing department of the company. This is then coupled by the communication of the marketing department with particular distributors and retailers. Such efforts in integrating several processes in order to maximize and speed up a general process may result in an extremely efficient company. The integration of the financing technology and supplier outreach services facilitates reduction in capital requirements and finance costs associated with the clients (Kemp, 2006). The reduction in requirements and costs is attained through indirect and full cyber marketing, which permits retailers and suppliers to register with the website and interactive with the supply chain system. Such technological innovation of doing e-business helps them track down the payments of any transactions completed or still in progress (Timmers, 2000). In addition, suppliers and buyers are able to work in partnership to settle the final price and this is usually done through the receipt of credit memoranda. Such setting facilitates a faster process of trading. The integration of operations enhances the relationship between the supplier and the buyer, regardless of employment, gender and physical backgrounds.

Becoming a Doctor Essay examples -- Research Medical Career Essays

Becoming a Doctor Many people think that becoming a doctor is difficult. Others have some sense that becoming a physician takes many years and is expensive. Most people realize that being a physician is difficult yet rewarding. All these people are correct. Becoming a physician is a long, arduous, expensive process that can only be accomplished with great dedication.   Ã‚  Ã‚  Ã‚  Ã‚  Before starting the process of becoming a physician (or any profession) you must do some honest soul searching. First of all you must be aware of the time commitment involved in becoming a physician. Medicine is a career that requires many years of preparation. Generally most people graduate college at age 22 and medical school at 26. Then after 3 years of internship and residency, many physicians begin their career at age 29. However, the training for some specialties can last until the physician's early to mid 30's. Obviously this can delay plans for marriage and starting a family. Some people begin their medical education after pursuing other careers, which can further delay the completion of their medical training. You must decide early on if you are willing to dedicate the time it takes to become a physician. As you can see, this is not a decision to be made lightly. More importantly, you must decide if medicine is a field that is right for the kind of person you are. I believe that there are three cornerstones of a successful career in medicine: „h A love for learning in general „h A true intellectual curiosity about medicine in particular „h A strong desire to help others. Being smart and doing well in the sciences are obviously important components of being a successful physician. However, do not fall into a medical career because you have done well in the sciences. Although this is a necessary requirement, you must also be able to relate well with people. As a physician you have an opportunity to help others. Wanting to help others and enjoying helping others are necessary attributes of a good physician. This is something that cannot be taught. However, there are many other professions that can help others. Politicians, religious leaders and social workers all have the opportunity to help others, perhaps in larger numbers. Medicine is a career filled with choices. In what other career can you choose between delivering babies, taking care of children,... ...al Colleges (AAMC) and The American Medical Association (AMA). Many states require only 1 year of training after medical school (internship) in an approved residency program as the bare minimum for obtaining a license. Residency programs are accredited by the Accreditation Council of Graduate Medical Education (ACGME) through the Residency Review Committees (RRC). You need to have passed one of several exams to prove that you are competent (such as the USMLE). Letters of reference are usually required. A check of your malpractice history will also be obtained. The rules for graduates of foreign medical schools are more complex and can be obtained from each state medical licensing board.   Ã‚  Ã‚  Ã‚  Ã‚  Becoming a board certified physician in a specialty involves the completion of a residency in a given specialty, then completing a comprehensive exam (often a written and oral exam). When you have satisfied the requirements of that particular board you are now Board certified and are called a Diplomate of that board (e.g. Diplomate of the American Board of Emergency Medicine). There are 24 approved medical specialty boards in the U.S. Many boards require recertification every 7-10 years.

Holden Account Management

efox Account Plan Account: ANZ Operations and Technology Pvt Ltd Total WSP Revenue: $40,000 Total CDSP Revenue: $0 Sales Professional: Amit D Bhattacharya 29/11/2010 Page 1 of 12 efox by Holden International www. holdenintl. com efox Account Plan Corporate Goals & Initiatives Corporate Goals: undefined Corporate Initiatives: undefined 29/11/2010 ANZ Operations and Technology Pvt Ltd Page 2 of 12 efox by Holden International www. holdenintl. com efox Winning Sales Plan Account: ANZ Operations and Technology Pvt Ltd Opportunity: NPLC Bangalore-Mumbai Value: $40,000 Close Date: May 11 2010 Sales Professional: Amit D Bhattacharya Sales Prediction Opportunity is closed 29/11/2010 Page 3 of 12 efox by Holden International www. holdenintl. com efox Winning Sales Plan Discovery Expanded Opportunity Analysis Solid Emerging Weak Non-existent Excellent Good At parity Marginal Bad Disadvantaged Tentative Disconnected Severely at Risk Strong Growing At Risk Nov 29 2010 Dominant Secure Value Premise Business Quality Competitive Strength Political Alignment Summary Can We Add Value? – Value Premise Client Involvement in Value Discovery Business Impact -11 0 Driving Mechanism Measurability -3 -4 -3 0 -3 0 -15 -4 Should We Pursue? – Business Quality Geography/Resourceable Funding Risk Assessment Future Value to Us 0 0 0 Time frame Client Competence Profitability to Us 0 Can We Compete? – Competitive Strength Solution Compatibility Client History Philosophical Alignment 0 0 Competitor's Solution Compatibility Competitor's Client History -4 -3 -4 -27 -4 -3 -56 Competitor's Philosophical Alignment -4 Are We Politically Aligned To Win? – Political Alignment Decision-Making Process Leverage Political Leverage Appropriate Executive Sponsorship Established Momentum -4 -4 -4 0 Competitor's Decision Process Leverage -4 Competitor's Political Leverage Competitor's Approp. Exec. Sponsorship -4 Competitor's Established Momentum Total Score 29/11/2010 ANZ Operations and Technology Pvt Ltd NPLC Bangalore-Mumbai Page 4 of 12 efox by Holden International www. holdenintl. com efox Winning Sales Plan Establish Value Value Statements Sharath S, Lead – Technology, O We can provide the ethernet link as needed by you to reduce the choking and proper running of the applications as the current bandwidth is choked. Critical Business Issues Traffic is very high on the existing link which leads to choking Area of Improvement Upgrading of the bandwidth capability in the existing link Business Impact Credibility Need to release the choking and Track record of having provided the IT applications will run more similar links to Sonata Software, smoothly IBM etc Value Proposition Beginning April 28th 2010 as a result of the new link from TTSL, ANZ Operations and Technology Pvt Ltd will be able to effectively increase the bandwidth on the existing link resulting in effective removal of the choking for proper running of the IT applications with the economic payback of increased productivity of employees. We will document our delivered value by **. 29/11/2010 ANZ Operations and Technology Pvt Ltd NPLC Bangalore-Mumbai Page 5 of 12 efox by Holden International www. holdenintl. com efox Winning Sales Plan Competitive Strategy Differentiation Analysis Our Strategy Competitor Strategy for Strategy Coaching Prompt 29/11/2010 ANZ Operations and Technology Pvt Ltd NPLC Bangalore-Mumbai Page 6 of 12 efox by Holden International www. holdenintl. com efox Winning Sales Plan Political Support Support Base Map MV VM RP SS VB RP Ravi Pangal, Head – Transitions, E Agenda: Contribution: VM Viswas M, Head – IT strategic Sourcing and asset Management, M Agenda: Contribution: VB Vaidyanathan B, Manager Facilities, O Agenda: Contribution: MV Mahendran V, Head – IT Infrastructure, M Agenda: Contribution: SS Sharath S, Lead – Technology, O Agenda: Contribution: 29/11/2010 ANZ Operations and Technology Pvt Ltd NPLC Bangalore-Mumbai Page 7 of 12 efox by Holden International www. holdenintl. com efox Winning Sales Plan Ravi Pangal, Head – Transitions, E Agenda: Contribution: Fox Evaluator 2 3 4 5 6 7 8 9 10 Ravi Pangal has exerted influence outside of his or her organizational authority Ravi Pangal has knowledge of his or her company's mission and business goals, as evidenced in his or her working to directly or indirectly advance them Ravi Pangal is an effective risk taker, in terms of his or her ability to assess and manage risk Ravi Pangal demonstrates integrity, in terms of not being willing to compromise his or her company or individuals within the Power Base to advance his or her own aspirations Ravi Pangal is a good listener Ravi Pangal can appropriately and successfully work in exception to company policy Ravi Pangal influences important decisions before they are formally made Ravi Pangal has a close relationship with others who possess expertise that he or she personally does not have, but that can be important Ravi Pangal is not arrogant about his or her knowledge or accomplishments as evidenced by his or her willingness to have others receive the credit for accomplishments Ravi Pangal is diplomatic in how he or she operates, as evidenced by rarely taking people on in a confrontational manner 1-Most Likely True 0-Don't Know -1-Doubt this is true -2 -2 -2 -2 -2 -2 -2 -2 -2 -2 2-Confident this is true -2-Confident this is not true Contact Evaluator 1 2 3 4 5 6 7 8 9 10 My discussions with Ravi Pangal touch upon potential opportunities beyond the curre nt business opportunity Ravi Pangal utilizes e or my company as a nontraditional resource through which value can be derived Ravi Pangal makes an effort to assist me in cost-justifying the value that we can contribute Ravi Pangal introduces or references me to influential people in the account Ravi Pangal has a clear strategy for establishing us as the preferred supplier Ravi Pangal utilizes his or her internal contacts to provide me with business insights and information of a privileged nature Ravi Pangal openly discusses his or her company's plans, projects, and personnel with me Ravi Pangal can articulate my personal or company's long-term strategy for building a relationship with his or her company and how the current opportunity contributes to its advancement Ravi Pangal takes the initiative in assisting me in the current business development opportunity I feel my relationship with Ravi Pangal transcends the business development opportunity at hand 2-Almost Always 1-Often 0-Som etimes -1-Rarely -2-Almost Never -2 -2 -2 -2 -2 -2 -2 -2 -2 -2 29/11/2010 ANZ Operations and Technology Pvt Ltd NPLC Bangalore-Mumbai Page 8 of 12 efox by Holden International www. oldenintl. com efox Winning Sales Plan Viswas M, Head – IT strategic Sourcing and asset Management, M Agenda: Contribution: Fox Evaluator 1 2 3 4 5 6 7 8 9 10 Viswas M has exerted influence outside of his or her organizational authority Viswas M has knowledge of his or her company's mission and business goals, as evidenced in his or her working to directly or indirectly advance them Viswas M is an effective risk taker, in terms of his or her ability to assess and manage risk Viswas M demonstrates integrity, in terms of not being willing to compromise his or her company or individuals within the Power Base to advance his or her own aspirations Viswas M is a good listener Viswas M can appropriately and successfully work in exception to company policy Viswas M influences important decisions before they are formally made Viswas M has a close relationship with others who possess expertise that he or she personally does not have, but that can be important Viswas M is not arrogant about his or her knowledge or accomplishments as evidenced by his or her willingness to have others receive the credit for accomplishments Viswas M is diplomatic in how he or she operates, as evidenced by rarely taking people on in a confrontational manner 1-Most Likely True 0-Don't Know -1-Doubt this is true -2 -2 -2 -2 -2 -2 -2 -2 -2 -2 2-Confident this is true -2-Confident this is not true Contact Evaluator 2 3 4 5 6 7 8 9 10 My discussions with Viswas M touch upon potential opportunities beyond the current business opportunity Viswas M utilizes me or my company as a nontraditional resource through which value can be derived Viswas M makes an effort to assist me in cost-justifying the value that we can contribute Viswas M introduces or references me to influential people in the account Viswas M has a clear strategy for establishing us as the preferred supplier Viswas M utilizes his or her internal contacts to provide me with business insights and information of a privileged nature Viswas M openly discusses his or her company's plans, projects, and personnel with me Viswas M can articulate my personal or company's long-term strategy for building a relationship with his or her company and how the current opportunity contributes to its advancement Viswas M takes the initiative in assisting me in the current business development opportunity I feel my relationship with Viswas M transcends the business development opportunity at hand 2-Almost Always 1-Often 0-Sometimes -1-Rarely -2-Almost Never -2 -2 -2 -2 -2 -2 -2 -2 -2 -2 29/11/2010 ANZ Operations and Technology Pvt Ltd NPLC Bangalore-Mumbai Page 9 of 12 efox by Holden Internation al www. holdenintl. com efox Winning Sales Plan Vaidyanathan B, Manager Facilities, O Agenda: Contribution: Fox Evaluator 2 3 4 5 6 7 8 9 10 Vaidyanathan B has exerted influence outside of his or her organizational authority Vaidyanathan B has knowledge of his or her company's mission and business goals, as evidenced in his or her working to directly or indirectly advance them Vaidyanathan B is an effective risk taker, in terms of his or her ability to assess and manage risk Vaidyanathan B demonstrates integrity, in terms of not being willing to compromise his or her company or individuals within the Power Base to advance his or her own aspirations Vaidyanathan B is a good listener Vaidyanathan B can appropriately and successfully work in exception to company policy Vaidyanathan B influences important decisions before they are formally made Vaidyanathan B has a close relationship with others who possess expertise that he or she personally does not have, but that can be important Vai dyanathan B is not arrogant about his or her knowledge or accomplishments as evidenced by his or her willingness to have others receive the credit for accomplishments Vaidyanathan B is diplomatic in how he or she operates, as evidenced by rarely taking people on in a confrontational manner 1-Most Likely True 0-Don't Know -1-Doubt this is true -1 0 0 -1 1 0 1 0 -2 0 2-Confident this is true -2-Confident this is not true Contact Evaluator 2 3 4 5 6 7 8 9 10 My discussions with Vaidyanathan B touch upon potential opportunities beyond the current business opportunity Vaidyanathan B utilizes me or my company as a nontraditional resource through which value can be derived Vaidyanathan B makes an effort to assist me in cost-justifying the value that we can contribute Vaidyanathan B introduces or references me to influential people in the account Vaidyanathan B has a clear strategy for establishing us as the preferred supplier Vaidyanathan B utilizes his or her internal contacts to provide me with business insights and information of a privileged nature Vaidyanathan B openly discusses his or her company's plans, projects, and personnel with me Vaidyanathan B can articulate my personal or company's long-term strategy for building a relationship with his or her company and how the current opportunity contributes to its advancement Vaidyanathan B takes the initiative in assisting me in the current business development opportunity I feel my relationship with Vaidyanathan B transcends the business development opportunity at hand 2-Almost Always 1-Often 0-Sometimes -1-Rarely -2-Almost Never 0 -1 0 0 1 -2 -1 0 -1 -1 29/11/2010 ANZ Operations and Technology Pvt Ltd NPLC Bangalore-Mumbai Page 10 of 12 efox by Holden International www. holdenintl. com efox Winning Sales Plan Mahendran V, Head – IT Infrastructure, M Agenda: Contribution: Fox Evaluator 1 2 3 4 5 6 7 8 9 10 Mahendran V has exerted influence outside of his or her organizational authority Mahendran V has know ledge of his or her company's ission and business goals, as evidenced in his or her working to directly or indirectly advance them Mahendran V is an effective risk taker, in terms of his or her ability to assess and manage risk Mahendran V demonstrates integrity, in terms of not being willing to compromise his or her company or individuals within the Power Base to advance his or her own aspirations Mahendran V is a good listener Mahendran V can appropriately and successfully work in exception to company policy Mahendran V influences important decisions before they are formally made Mahendran V has a close relationship with others who possess expertise that he or she personally does not have, but that can be important Mahendran V is not arrogant about his or her knowledge or accomplishments as evidenced by his or her willingness to have others receive the credit for accomplishments Mahendran V is diplomatic in how he or she operates, as evidenced by rarely taking people on in a confr ontational manner 1-Most Likely True 0-Don't Know -1-Doubt this is true -2 -2 -2 -2 -2 -2 -2 -2 -2 -2 2-Confident this is true -2-Confident this is not true Contact Evaluator 2 3 4 5 6 7 8 9 10 My discussions with Mahendran V touch upon potential opportunities beyond the current business opportunity Mahendran V utilizes me or my company as a nontraditional resource through which value can be derived Mahendran V makes an effort to assist me in cost-justifying the value that we can contribute Mahendran V introduces or references me to influential people in the account Mahendran V has a clear strategy for establishing us as the preferred supplier Mahendran V utilizes his or her internal contacts to provide me with business insights and information of a privileged nature Mahendran V openly discusses his or her company's plans, projects, and personnel with me Mahendran V can articulate my personal or company's long-term strategy for building a relationship with his or her company and how the current opportunity contributes to its advancement Mahendran V takes the initiative in assisting me in the current business development opportunity I feel my relationship with Mahendran V transcends the business development opportunity at hand 2-Almost Always 1-Often 0-Sometimes -1-Rarely -2-Almost Never -2 -2 -2 -2 -2 -2 -2 -2 -2 -2 29/11/2010 ANZ Operations and Technology Pvt Ltd NPLC Bangalore-Mumbai Page 11 of 12 efox by Holden International www. holdenintl. com efox Winning Sales Plan Sharath S, Lead – Technology, O Agenda: Contribution: Fox Evaluator 2 3 4 5 6 7 8 9 10 Sharath S has exerted influence outside of his or her organizational authority Sharath S has knowledge of his or her company's mission and business goals, as evidenced in his or her working to directly or indirectly advance them Sharath S is an effective risk taker, in terms of his or her ability to assess and manage risk Sharath S demonstrates integrity, in terms of not being willing to compromise h is or her company or individuals within the Power Base to advance his or her own aspirations Sharath S is a good listener Sharath S can appropriately and successfully work in exception to company policy Sharath S influences important decisions before they are formally made Sharath S has a close relationship with others who possess expertise that he or she personally does not have, but that can be important Sharath S is not arrogant about his or her knowledge or accomplishments as evidenced by his or her willingness to have others receive the credit for accomplishments Sharath S is diplomatic in how he or she operates, as evidenced by rarely taking people on in a confrontational manner 1-Most Likely True 0-Don't Know -1-Doubt this is true -2 0 -1 0 1 -2 1 1 -2 1 2-Confident this is true -2-Confident this is not true Contact Evaluator 2 3 4 5 6 7 8 9 10 My discussions with Sharath S touch upon potential opportunities beyond the current business opportunity Sharath S utilizes me or my company as a nontraditional resource through which value can be derived Sharath S makes an effort to assist me in cost-justifying the value that we can contribute Sharath S introduces or references me to influential people in the account Sharath S has a clear strategy for establishing us as the preferred supplier Sharath S utilizes his or her internal contacts to provide me with business insights and information of a privileged nature Sharath S openly discusses his or her company's plans, projects, and personnel with me Sharath S can articulate my personal or company's long-term strategy for building a relationship with his or her company and how the current opportunity contributes to its advancement Sharath S takes the initiative in assisting me in the current business development opportunity I feel my relationship with Sharath S transcends the business development opportunity at hand 2-Almost Always 1-Often 0-Sometimes -1-Rarely -2-Almost Never -2 -2 -2 -1 -2 -2 -2 -2 0 0 29/11/20 10 ANZ Operations and Technology Pvt Ltd NPLC Bangalore-Mumbai Page 12 of 12 efox by Holden International www. holdenintl. com

New Zealands History, Government, and Geography

New Zealand is an island country located 1,000 miles (1,600 km) southeast of Australia in Oceania. It consists of several islands, the largest of which are the North, the South, Stewart, and Chatham Islands. The country has a liberal political history, gained early prominence in womens rights, and has a good record in ethnic relations, especially with its native Maori. In addition, New Zealand is sometimes called the Green Island because its population has high environmental awareness and its low population density gives the country a large amount of pristine wilderness and a high level of biodiversity. Fast Facts: New Zealand Capital: WellingtonPopulation: 4,545,627 (2018)Official Languages: Maori, English  Currency: New Zealand dollar (NZD)Form of Government: Parliamentary democracy under a constitutional monarchy; a commonwealth realmClimate: Temperate with sharp regional contrastsTotal Area: 103,798 square miles (268,838 square kilometers)Highest Point: Aoraki/Mount Cook at 12,218 feet (3,724 meters)  Lowest Point: Pacific Ocean at 0 feet (0 meters) History of New Zealand In 1642, Dutch explorer Abel Tasman was the first European to discover New Zealand. He was also the first person to attempt mapping the islands with his sketches of the North and South islands. In 1769, Captain James Cook reached the islands and became the first European to land on them. He also began a series of three South Pacific voyages, during which he extensively studied the areas coastline. In the late 18th and early 19th centuries, Europeans began to officially settle on New Zealand. These settlements consisted of several lumbering, seal hunting, and whaling outposts. The first independent European colony was not established until 1840 when the United Kingdom took over the islands. This led to several wars between the British and the native Maori. On February 6, 1840, both parties signed the Treaty of Waitangi, which promised to protect Maori lands if the tribes recognized British control. Shortly after signing this treaty, though, British encroachment on Maori lands continued and wars between the Maori and British grew stronger during the 1860s with the Maori land wars. Prior to these wars, a constitutional government began to develop during the 1850s. In 1867, the Maori were allowed to reserve seats in the developing parliament. During the late 19th century, the parliamentary government became well-established and women were given the right to vote in 1893. The Government of New Zealand Today, New Zealand has a parliamentary governmental structure and is considered an independent part of the Commonwealth of Nations. It has no formal written constitution and was formally declared a dominion in 1907. Branches of Government in New Zealand New Zealand has three branches of government, the first of which is the executive. This branch is headed by Queen Elizabeth II who serves as the chief of state but is represented by a governor general. The prime minister, who serves as the head of government, and the cabinet are also a part of the executive branch. The second branch of government is the legislative branch. It is composed of the parliament. The third is the four-level branch comprised of District Courts, High Courts, the Court of Appeal, and the Supreme Court. In addition, New Zealand has specialized courts, one of which is the Maori Land Court. New Zealand is divided into 12 regions and 74 districts, both of which have elected councils, as well as several community boards and special-purpose bodies. New Zealands Industry and Land Use One of the largest industries in New Zealand is that of grazing and agriculture. From 1850 to 1950, much of the North Island was cleared for these purposes and since then, the rich pastures present in the area have allowed for successful sheep grazing. Today, New Zealand is one of the worlds main exporters of wool, cheese, butter, and meat. Additionally, New Zealand is a large producer of several types of fruit, including kiwi, apples, and grapes. In addition, the industry has also grown in New Zealand and the top industries are food processing, wood and paper products, textiles, transportation equipment, banking and insurance, mining, and tourism. Geography and Climate of New Zealand New Zealand consists of a number of different islands with varying climates. Most of the country has mild temperatures with high rainfall. The mountains, however, can be extremely cold. The main portions of the country are the North and South islands that are separated by the Cook Strait. The North Island is 44,281 square miles (115,777 square kilometers) and consists of low, volcanic mountains. Because of its volcanic past, the North Island features hot springs and geysers. The South Island is 58,093 sq mi (151,215 sq km) and contains the Southern Alps—a northeast-to-southwest oriented mountain range covered in glaciers. Its highest peak is Mount Cook, also known as Aoraki in the Maori language, at 12,349 feet (3,764 meters) above sea level. To the east of these mountains, the island is dry and made up of the treeless Canterbury Plains. On the southwest, the islands coast is heavily forested and jagged with fjords. This area also features New Zealands largest national park, Fiordland. Biodiversity One of the most important features to note about New Zealand is its high level of biodiversity. Because most of its species are endemic (i.e. native only on the islands) the country is considered a biodiversity hotspot. This has led to the development of environmental consciousness in the country as well as ecotourism. Interesting Facts About New Zealand There are no native snakes in New Zealand.76% of New Zealanders live on the North Island.15% of New Zealands energy comes from renewable sources.32% of New Zealands population lives in Auckland. Sources â€Å"The World Factbook: New Zealand.†Ã‚  Central Intelligence Agency.â€Å"New Zealand.†Ã‚  Infoplease.â€Å"New Zealand.†Ã‚  U.S. Department of State.